836 W Bell AveRockdaleTX76567
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.02% yield at 836 W Bell Ave, Rockdale, TX, 76567 in Rockdale is solid, but the $607/mo payment compresses net cash flow to $55/mo at $134,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $37,270 by year five, and $1,242/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.67) without U.S. income documentation. Total projected return: $55,182.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $55 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,014 |
| Total Monthly Debt Service | $906 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76567, Rockdale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,335 (100%) |
| Owner Occupied HU | 2,658 (61.3%) |
| Renter Occupied HU | 1,028 (23.7%) |
| Vacant Housing Units | 649 (15.0%) |
| Median Home Value | $203,413 |
| Average Home Value | $242,253 |
Housing Distribution
Address Breakdown
Residential
4,058
Single Family
3,873
Multi-Family
185
Businesses
399
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76567, Rockdale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,335 (100%) |
| Owner Occupied HU | 2,658 (61.3%) |
| Renter Occupied HU | 1,028 (23.7%) |
| Vacant Housing Units | 649 (15.0%) |
| Median Home Value | $203,413 |
| Average Home Value | $242,253 |
Housing Distribution
Address Breakdown
Residential
4,058
Single Family
3,873
Multi-Family
185
Businesses
399
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices