836 E Highway 26RichfieldID83349
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 836 E Highway 26, Richfield, ID, 83349 in Richfield worth study. Rental yield 1.01%. The 1.01% gross yield is below cash-flow benchmarks at $1,500,000, but 5% annual appreciation, adding $414,422 over five years, frames this as a capital growth position. Rent of $1,262/mo partially offsets the $6,745/mo payment. Ziffy Mortgage finances appreciation-play properties (0.19 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $91,845.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 6.0% |
| Monthly Cash Flow | $(7,367) | $1,200 |
City averages based on Richfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,262 |
| Total Monthly Debt Service | $8,032 |
| DSCR Ratio | 0.16x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
151.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83349, Richfield, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 277 (66.6%) |
| Renter Occupied HU | 109 (26.2%) |
| Vacant Housing Units | 30 ( 7.2%) |
| Median Home Value | $240,086 |
| Average Home Value | $335,144 |
Housing Distribution
Address Breakdown
Residential
304
Single Family
304
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
151.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83349, Richfield, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 277 (66.6%) |
| Renter Occupied HU | 109 (26.2%) |
| Vacant Housing Units | 30 ( 7.2%) |
| Median Home Value | $240,086 |
| Average Home Value | $335,144 |
Housing Distribution
Address Breakdown
Residential
304
Single Family
304
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices