8351 Gold Coast Dr UNIT 4San DiegoCA92126
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Diego rental at 8351 Gold Coast Dr UNIT 4, San Diego, CA, 92126 sits in the solid-income band: 8.78% gross yield, $6,798/mo rent, $871/mo net after the $4,177/mo debt service, DSCR 1.63. Entry price of $929,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $256,666 and $8,556/yr in principal reduction bring total cumulative return to $409,147.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.8% |
| Monthly Cash Flow | $871 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,798 |
| Total Monthly Debt Service | $5,557 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1.51 Acres lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92126, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,181 (100%) |
| Owner Occupied HU | 14,103 (51.9%) |
| Renter Occupied HU | 12,174 (44.8%) |
| Vacant Housing Units | 904 ( 3.3%) |
| Median Home Value | $865,575 |
| Average Home Value | $948,704 |
Housing Distribution
Address Breakdown
Residential
26,625
Single Family
20,637
Multi-Family
5,988
Businesses
1,972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
1.51 Acres lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92126, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,181 (100%) |
| Owner Occupied HU | 14,103 (51.9%) |
| Renter Occupied HU | 12,174 (44.8%) |
| Vacant Housing Units | 904 ( 3.3%) |
| Median Home Value | $865,575 |
| Average Home Value | $948,704 |
Housing Distribution
Address Breakdown
Residential
26,625
Single Family
20,637
Multi-Family
5,988
Businesses
1,972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices