8344 Dansville Mount Morris RdDansvilleNY14437
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8344 Dansville Mount Morris Rd, Dansville, NY, 14437 in Dansville is a solid income-producing rental, 9.6% gross yield, $1,279/mo rent, $211/mo net cash flow on a $159,900 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $44,177 and $1,473/yr in principal reduction project a total cumulative return of $74,575.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $211 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,279 |
| Total Monthly Debt Service | $1,004 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14437, Dansville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 2,927 (66.8%) |
| Renter Occupied HU | 1,051 (24.0%) |
| Vacant Housing Units | 407 ( 9.3%) |
| Median Home Value | $141,021 |
| Average Home Value | $188,999 |
Housing Distribution
Address Breakdown
Residential
4,048
Single Family
3,911
Multi-Family
137
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14437, Dansville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 2,927 (66.8%) |
| Renter Occupied HU | 1,051 (24.0%) |
| Vacant Housing Units | 407 ( 9.3%) |
| Median Home Value | $141,021 |
| Average Home Value | $188,999 |
Housing Distribution
Address Breakdown
Residential
4,048
Single Family
3,911
Multi-Family
137
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices