8339 Maineville RdMainevilleOH45039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Maineville rental at 8339 Maineville Rd, Maineville, OH, 45039 sits in the solid-income band: 9.89% gross yield, $3,199/mo rent, $647/mo net after the $1,745/mo debt service, DSCR 1.83. Entry price of $388,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $107,197 and $3,574/yr in principal reduction bring total cumulative return to $189,389.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $647 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,199 |
| Total Monthly Debt Service | $2,398 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
10,556 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45039, Maineville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,616 (100%) |
| Owner Occupied HU | 9,290 (80.0%) |
| Renter Occupied HU | 2,064 (17.8%) |
| Vacant Housing Units | 262 ( 2.3%) |
| Median Home Value | $365,440 |
| Average Home Value | $430,896 |
Housing Distribution
Address Breakdown
Residential
11,482
Single Family
10,080
Multi-Family
1,402
Businesses
389
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
10,556 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45039, Maineville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,616 (100%) |
| Owner Occupied HU | 9,290 (80.0%) |
| Renter Occupied HU | 2,064 (17.8%) |
| Vacant Housing Units | 262 ( 2.3%) |
| Median Home Value | $365,440 |
| Average Home Value | $430,896 |
Housing Distribution
Address Breakdown
Residential
11,482
Single Family
10,080
Multi-Family
1,402
Businesses
389
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel J. Beirne • Opendoor Brokerage LLC
Mls Name: Cincy MLS
Mls ID: #1850670