832 Stone Stewart RdHullGA30646
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 832 Stone Stewart Rd, Hull, GA, 30646 in Hull. Priced at $278,700, it generates $2,370/mo in gross rent and $674/mo in net monthly cash flow, a 10.2% yield that comfortably supports the 1.79 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,085. Five-year appreciation: $77,000. Equity from principal paydown: $2,336/yr. Total projected cumulative return: $143,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $674 | $300 |
City averages based on Hull market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
1.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30646, Hull, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 2,169 (69.7%) |
| Renter Occupied HU | 727 (23.4%) |
| Vacant Housing Units | 214 ( 6.9%) |
| Median Home Value | $242,109 |
| Average Home Value | $264,114 |
Housing Distribution
Address Breakdown
Residential
3,065
Single Family
3,065
Multi-Family
0
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
