8315 Mahiko PlKekahaHI96752
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 8315 Mahiko Pl, Kekaha, HI, 96752 in Kekaha offers a clean, manageable entry. At $725,000, the 6.94% yield from $4,195/mo in rent nets $67/mo monthly. DSCR 1.29 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $200,304 in additional property value over five years, with $6,677/yr in principal equity building ownership stake. Total projected cumulative return: $277,623.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $67 | $200 |
City averages based on Kekaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,195 |
| Total Monthly Debt Service | $3,840 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
5,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96752, Kekaha, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,429 (100%) |
| Owner Occupied HU | 822 (57.5%) |
| Renter Occupied HU | 399 (27.9%) |
| Vacant Housing Units | 208 (14.6%) |
| Median Home Value | $672,316 |
| Average Home Value | $761,481 |
Housing Distribution
Address Breakdown
Residential
5
Single Family
5
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
5,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96752, Kekaha, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,429 (100%) |
| Owner Occupied HU | 822 (57.5%) |
| Renter Occupied HU | 399 (27.9%) |
| Vacant Housing Units | 208 (14.6%) |
| Median Home Value | $672,316 |
| Average Home Value | $761,481 |
Housing Distribution
Address Breakdown
Residential
5
Single Family
5
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices