8308 Flower Ave APT 403Takoma ParkMD20912
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 8308 Flower Ave APT 403, Takoma Park, MD, 20912 in Takoma Park at $240,000 earns $2,077/mo in rent and nets $39/mo after the $1,079/mo payment, a 10.39% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $66,308 over five years. Ziffy Mortgage underwrites this on a 1.92 DSCR without U.S. credit history. With $2,210/yr in principal paydown, total projected return reaches $128,646.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $39 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,077 |
| Total Monthly Debt Service | $1,397 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1935
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20912, Takoma Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,181 (100%) |
| Owner Occupied HU | 4,539 (44.6%) |
| Renter Occupied HU | 5,184 (50.9%) |
| Vacant Housing Units | 458 ( 4.5%) |
| Median Home Value | $762,250 |
| Average Home Value | $787,597 |
Housing Distribution
Address Breakdown
Residential
9,694
Single Family
4,747
Multi-Family
4,947
Businesses
471
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1935
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20912, Takoma Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,181 (100%) |
| Owner Occupied HU | 4,539 (44.6%) |
| Renter Occupied HU | 5,184 (50.9%) |
| Vacant Housing Units | 458 ( 4.5%) |
| Median Home Value | $762,250 |
| Average Home Value | $787,597 |
Housing Distribution
Address Breakdown
Residential
9,694
Single Family
4,747
Multi-Family
4,947
Businesses
471
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sam Nassar • Compass
Mls Name: Bright MLS
Mls ID: #MDMC2187662