83 Carriage SqMontoursvillePA17754
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 83 Carriage Sq, Montoursville, PA, 17754 in Montoursville at $509,900. Rental yield 6.59%. The 6.59% yield and 1.22 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $140,876 by year five, and $4,696/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $159,326.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(609) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,800 |
| Total Monthly Debt Service | $3,138 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17754, Montoursville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,551 (100%) |
| Owner Occupied HU | 4,145 (74.7%) |
| Renter Occupied HU | 1,050 (18.9%) |
| Vacant Housing Units | 356 ( 6.4%) |
| Median Home Value | $282,525 |
| Average Home Value | $315,368 |
Housing Distribution
Address Breakdown
Residential
5,456
Single Family
5,128
Multi-Family
328
Businesses
475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17754, Montoursville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,551 (100%) |
| Owner Occupied HU | 4,145 (74.7%) |
| Renter Occupied HU | 1,050 (18.9%) |
| Vacant Housing Units | 356 ( 6.4%) |
| Median Home Value | $282,525 |
| Average Home Value | $315,368 |
Housing Distribution
Address Breakdown
Residential
5,456
Single Family
5,128
Multi-Family
328
Businesses
475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie T Calder • FISH REAL ESTATE
Mls Name: West Branch Valley AOR
Mls ID: #WB-102879