829 La Cadena Ave APT AArcadiaCA91007
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 829 La Cadena Ave APT A, Arcadia, CA, 91007 in Arcadia: $7,896/mo in rent, $635/mo in net income, 8.61% gross yield, 1.60 DSCR, all at $1,100,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $303,910 in appreciation and $10,131/yr in principal paydown projects total cumulative return of $459,923.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 4.5% |
| Monthly Cash Flow | $635 | $200 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,896 |
| Total Monthly Debt Service | $6,824 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
0.43 Acres lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91007, Arcadia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,059 (100%) |
| Owner Occupied HU | 6,030 (50.0%) |
| Renter Occupied HU | 5,343 (44.3%) |
| Vacant Housing Units | 686 ( 5.7%) |
| Median Home Value | $1,411,490 |
| Average Home Value | $1,460,911 |
Housing Distribution
Address Breakdown
Residential
12,072
Single Family
7,453
Multi-Family
4,619
Businesses
1,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
0.43 Acres lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91007, Arcadia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,059 (100%) |
| Owner Occupied HU | 6,030 (50.0%) |
| Renter Occupied HU | 5,343 (44.3%) |
| Vacant Housing Units | 686 ( 5.7%) |
| Median Home Value | $1,411,490 |
| Average Home Value | $1,460,911 |
Housing Distribution
Address Breakdown
Residential
12,072
Single Family
7,453
Multi-Family
4,619
Businesses
1,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices