827 N Amherst RdEarthTX79031
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 827 N Amherst Rd, Earth, TX, 79031 in Earth worth modelling. At $262,500 with a 8.58% gross yield, the $2,257/mo rent leaves $10/mo after the $1,180/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.91 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $72,524 by year five; $2,418/yr in principal reduction adds further equity. Total projected return: $125,774.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $10 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,257 |
| Total Monthly Debt Service | $1,762 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79031, Earth, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 479 (100%) |
| Owner Occupied HU | 311 (64.9%) |
| Renter Occupied HU | 92 (19.2%) |
| Vacant Housing Units | 76 (15.9%) |
| Median Home Value | $84,432 |
| Average Home Value | $125,418 |
Housing Distribution
Address Breakdown
Residential
102
Single Family
102
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79031, Earth, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 479 (100%) |
| Owner Occupied HU | 311 (64.9%) |
| Renter Occupied HU | 92 (19.2%) |
| Vacant Housing Units | 76 (15.9%) |
| Median Home Value | $84,432 |
| Average Home Value | $125,418 |
Housing Distribution
Address Breakdown
Residential
102
Single Family
102
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Hanlin • UCRE-M. Edwards Realty & Aucti
Mls Name: LBMLS
Mls Provider:
Mls ID: #202555762
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.