8265 Maritime Flag St #SWindermereFL34786
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 8265 Maritime Flag St #S, Windermere, FL, 34786 in Windermere is narrow, $135/mo net on $3,041/mo rent after the $1,663/mo debt service, but the property operates at break-even-plus, not a loss. At $369,900 with a 9.86% yield, the long-run equity case via 5% appreciation ($102,197 over five years) and $3,407/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.83 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $151,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $135 | $200 |
City averages based on Windermere market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,041 |
| Total Monthly Debt Service | $2,759 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2012
899 sqft lot
$N/A/sqft
$451 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34786, Windermere, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,680 (100%) |
| Owner Occupied HU | 10,727 (64.3%) |
| Renter Occupied HU | 4,784 (28.7%) |
| Vacant Housing Units | 1,169 ( 7.0%) |
| Median Home Value | $657,942 |
| Average Home Value | $813,864 |
Housing Distribution
Address Breakdown
Residential
17,247
Single Family
14,334
Multi-Family
2,913
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2012
899 sqft lot
$N/A/sqft
$451 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34786, Windermere, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,680 (100%) |
| Owner Occupied HU | 10,727 (64.3%) |
| Renter Occupied HU | 4,784 (28.7%) |
| Vacant Housing Units | 1,169 ( 7.0%) |
| Median Home Value | $657,942 |
| Average Home Value | $813,864 |
Housing Distribution
Address Breakdown
Residential
17,247
Single Family
14,334
Multi-Family
2,913
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices