826 Ulrich RdProspectOR97536
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 826 Ulrich Rd, Prospect, OR, 97536 in Prospect. At $225,000 it earns $1,872/mo in rent and distributes $514/mo to the owner after the $1,012/mo payment, a consistent 9.98% yield. DSCR 1.85 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $62,163 in value; $2,072/yr in principal paydown compounds ownership stake. Total projected return: $118,272.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $514 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,872 |
| Total Monthly Debt Service | $1,269 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97536, Prospect, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 558 (100%) |
| Owner Occupied HU | 374 (67.0%) |
| Renter Occupied HU | 104 (18.6%) |
| Vacant Housing Units | 80 (14.3%) |
| Median Home Value | $626,374 |
| Average Home Value | $681,738 |
Housing Distribution
Address Breakdown
Residential
299
Single Family
298
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97536, Prospect, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 558 (100%) |
| Owner Occupied HU | 374 (67.0%) |
| Renter Occupied HU | 104 (18.6%) |
| Vacant Housing Units | 80 (14.3%) |
| Median Home Value | $626,374 |
| Average Home Value | $681,738 |
Housing Distribution
Address Breakdown
Residential
299
Single Family
298
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices