826 S Philip AveFowlerCA92625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow826 S Philip Ave, Fowler, CA, 92625 in Fowler is a top-tier cash-flow asset. At $468,200 it produces $12,600/mo in rent and $9,704/mo in net monthly income, a 32.29% gross rental yield. The DSCR of 5.99 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $116,444. Five-year appreciation adds $129,355, driving a total cumulative return of $802,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 32.3% | 6.0% |
| Monthly Cash Flow | $9,704 | $300 |
City averages based on Fowler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $12,600 |
| Total Monthly Debt Service | $2,710 |
| DSCR Ratio | 4.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92625, Corona Del Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,328 (100%) |
| Owner Occupied HU | 3,642 (57.6%) |
| Renter Occupied HU | 1,880 (29.7%) |
| Vacant Housing Units | 806 (12.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,991,255 |
Housing Distribution
Address Breakdown
Residential
6,597
Single Family
6,196
Multi-Family
401
Businesses
592
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92625, Corona Del Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,328 (100%) |
| Owner Occupied HU | 3,642 (57.6%) |
| Renter Occupied HU | 1,880 (29.7%) |
| Vacant Housing Units | 806 (12.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,991,255 |
Housing Distribution
Address Breakdown
Residential
6,597
Single Family
6,196
Multi-Family
401
Businesses
592
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: K. Hovnanian Companies, LLC
Mls Provider:
Mls ID: #N/A