826 Copperfield CirHeber SpringsAR72543
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 826 Copperfield Cir, Heber Springs, AR, 72543 in Heber Springs at $358,900 earns $2,256/mo in rent and nets $99/mo after the $1,614/mo payment, a 7.54% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $99,157 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $3,306/yr in principal paydown, total projected return reaches $142,189.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $99 | $300 |
City averages based on Heber Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,256 |
| Total Monthly Debt Service | $2,015 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nikki J Turney • McKenzie Realty Group
Mls Name: CARMLS
Mls ID: #25049251