8255 S 900 WSan PierreIN46374
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8255 S 900 W, San Pierre, IN, 46374 in San Pierre at $164,900 earns $1,111/mo in rent and nets $121/mo after the $741/mo payment, a 8.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $45,559 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $1,519/yr in principal paydown, total projected return reaches $70,265.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $121 | $500 |
City averages based on San Pierre market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,111 |
| Total Monthly Debt Service | $924 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1964
3.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46374, San Pierre, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 428 (100%) |
| Owner Occupied HU | 341 (79.7%) |
| Renter Occupied HU | 57 (13.3%) |
| Vacant Housing Units | 30 ( 7.0%) |
| Median Home Value | $229,225 |
| Average Home Value | $227,375 |
Housing Distribution
Address Breakdown
Residential
389
Single Family
389
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1964
3.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46374, San Pierre, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 428 (100%) |
| Owner Occupied HU | 341 (79.7%) |
| Renter Occupied HU | 57 (13.3%) |
| Vacant Housing Units | 30 ( 7.0%) |
| Median Home Value | $229,225 |
| Average Home Value | $227,375 |
Housing Distribution
Address Breakdown
Residential
389
Single Family
389
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dave Conley • Listing Leaders Integrity, LLC
Mls Name: IRMLS
Mls ID: #202543023