8250 CRUISESHIP BAY #205San AntonioTX78255
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Antonio rental at 8250 CRUISESHIP BAY #205, San Antonio, TX, 78255 sits in the solid-income band: 9.61% gross yield, $3,602/mo rent, $402/mo net after the $2,023/mo debt service, DSCR 1.78. Entry price of $450,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $124,327 and $4,145/yr in principal reduction bring total cumulative return to $198,360.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $402 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,602 |
| Total Monthly Debt Service | $3,021 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78255, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,946 (100%) |
| Owner Occupied HU | 5,821 (65.1%) |
| Renter Occupied HU | 2,263 (25.3%) |
| Vacant Housing Units | 862 ( 9.6%) |
| Median Home Value | $490,774 |
| Average Home Value | $527,540 |
Housing Distribution
Address Breakdown
Residential
7,308
Single Family
6,526
Multi-Family
782
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78255, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,946 (100%) |
| Owner Occupied HU | 5,821 (65.1%) |
| Renter Occupied HU | 2,263 (25.3%) |
| Vacant Housing Units | 862 ( 9.6%) |
| Median Home Value | $490,774 |
| Average Home Value | $527,540 |
Housing Distribution
Address Breakdown
Residential
7,308
Single Family
6,526
Multi-Family
782
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Best • San Antonio Portfolio KW RE
Mls Name: LERA MLS
Mls ID: #1898891