825 E Lake Front DrBeverly ShoresIN46301
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.22% gross rental yield, 825 E Lake Front Dr, Beverly Shores, IN, 46301 in Beverly Shores is priced for capital growth, not immediate cash flow. The $650,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $179,583 by year five, with $5,987/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.41) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $72,347.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.0% |
| Monthly Cash Flow | $(2,698) | $200 |
City averages based on Beverly Shores market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,204 |
| Total Monthly Debt Service | $3,643 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
5,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46301, Beverly Shores, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 489 (100%) |
| Owner Occupied HU | 278 (56.9%) |
| Renter Occupied HU | 32 ( 6.5%) |
| Vacant Housing Units | 179 (36.6%) |
| Median Home Value | $555,804 |
| Average Home Value | $600,225 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
5,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46301, Beverly Shores, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 489 (100%) |
| Owner Occupied HU | 278 (56.9%) |
| Renter Occupied HU | 32 ( 6.5%) |
| Vacant Housing Units | 179 (36.6%) |
| Median Home Value | $555,804 |
| Average Home Value | $600,225 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawn Spaw • Stray Dog Properties, LLC
Mls Name: NIRA
Mls Provider:
Mls ID: #819843
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