825 Burch DrMoscowTN38057
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.12% gross rental yield, 825 Burch Dr, Moscow, TN, 38057 in Moscow is priced for capital growth, not immediate cash flow. The $575,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $158,862 by year five, with $5,296/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.95) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $153,835.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.2% |
| Monthly Cash Flow | $(990) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,452 |
| Total Monthly Debt Service | $3,213 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices