8240 Mercer StPulaskiPA16143
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder8240 Mercer St, Pulaski, PA, 16143 in Pulaski is a stable, well-positioned rental at $149,000. Rental yield 7.82%. DSCR 1.45 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $41,166 in value and $1,372/yr in principal paydown builds equity, a total projected return of $56,392.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(6) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $971 |
| Total Monthly Debt Service | $917 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
2.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16143, Pulaski, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 942 (77.8%) |
| Renter Occupied HU | 180 (14.9%) |
| Vacant Housing Units | 89 ( 7.3%) |
| Median Home Value | $229,756 |
| Average Home Value | $249,756 |
Housing Distribution
Address Breakdown
Residential
1,072
Single Family
1,072
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
2.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16143, Pulaski, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 942 (77.8%) |
| Renter Occupied HU | 180 (14.9%) |
| Vacant Housing Units | 89 ( 7.3%) |
| Median Home Value | $229,756 |
| Average Home Value | $249,756 |
Housing Distribution
Address Breakdown
Residential
1,072
Single Family
1,072
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara McCauley • BERKSHIRE HATHAWAY THE PREFERRED REALTY
Mls Name: WPMLS
Mls ID: #1725529