8225 S County Road 55CottonwoodAL36320
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cottonwood at 8225 S County Road 55, Cottonwood, AL, 36320 offers a 9.18% rental yield on a $172,500 purchase with $1,320/mo rent. Total monthly income registers $1,320/mo, and a $844/mo payment leaves $347/mo available for distribution. Annual cash flow reaches $4,159/yr on $57,184 to close, and return on cash invested stands at 27.18% in year one. Equity gained on principal adds $1,113/yr while 5% annual appreciation supports $47,659 over five years. Portfolio math shows five-year ROI at 141.17% and total cumulative return in cash at $80,726. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,320/mo property income against a $844/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Manufactured
Built in 2026
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36320, Cottonwood, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,867 (100%) |
| Owner Occupied HU | 1,302 (69.7%) |
| Renter Occupied HU | 367 (19.7%) |
| Vacant Housing Units | 198 (10.6%) |
| Median Home Value | $180,488 |
| Average Home Value | $213,005 |
Housing Distribution
Address Breakdown
Residential
1,495
Single Family
1,495
Multi-Family
0
Businesses
66
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Listed by: Lindsey Rushing • Coldwell Banker/Alfred Saliba
Mls Name: SAMLS
Mls ID: #205925