822 W John Wright LnMountainburgAR72946
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 822 W John Wright Ln, Mountainburg, AR, 72946 in Mountainburg. Rental yield 5.07%. At $199,000 with 5.07% gross yield, current distributions are modest, but the 5% appreciation rate projects $54,980 in new equity by year five, complemented by $1,833/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.94) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $52,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 8.0% |
| Monthly Cash Flow | $(356) | $200 |
City averages based on Mountainburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $1,117 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Fader • Joseph Walter Realty
Mls Name: ArkansasOne MLS
Mls ID: #1329910