821 S High StTrentonTN38382
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 821 S High St, Trenton, TN, 38382 in Trenton hard to pass up. The 10.75% gross yield on a $219,500 purchase results in $1,966/mo in rent and $652/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.99). Annual cash flow of $7,820, five-year appreciation of $60,644, and $2,022/yr in equity build-up combine for a projected total cumulative return of $125,034.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $652 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,966 |
| Total Monthly Debt Service | $1,227 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ed E Norman • L A Realty, LLC
Mls Name: CWTAR
Mls Provider:
Mls ID: #246450
Disclaimer: Some or all of the listings displayed may not belong to the firm whose website is being visited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.