821 S Buffalo StYumaCO80759
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Yuma rental at 821 S Buffalo St, Yuma, CO, 80759 sits in the solid-income band: 8.08% gross yield, $2,357/mo rent, $317/mo net after the $1,574/mo debt service, DSCR 1.50. Entry price of $350,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $96,699 and $3,224/yr in principal reduction bring total cumulative return to $152,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $317 | $300 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,357 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
8,640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80759, Yuma, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,963 (100%) |
| Owner Occupied HU | 1,233 (62.8%) |
| Renter Occupied HU | 543 (27.7%) |
| Vacant Housing Units | 187 ( 9.5%) |
| Median Home Value | $318,103 |
| Average Home Value | $412,484 |
Housing Distribution
Address Breakdown
Residential
1,858
Single Family
1,808
Multi-Family
50
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
8,640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80759, Yuma, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,963 (100%) |
| Owner Occupied HU | 1,233 (62.8%) |
| Renter Occupied HU | 543 (27.7%) |
| Vacant Housing Units | 187 ( 9.5%) |
| Median Home Value | $318,103 |
| Average Home Value | $412,484 |
Housing Distribution
Address Breakdown
Residential
1,858
Single Family
1,808
Multi-Family
50
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices