82050 Lind RdUmatillaOR97882
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 82050 Lind Rd, Umatilla, OR, 97882 in Umatilla at $1,500,000, 1.62% gross yield, is a market-growth asset. Rental yield 1.62%. The $2,024/mo rent partially funds the $6,745/mo debt service; the core return is the 5%/yr price growth projected to add $414,422 over five years. Ziffy Mortgage's DSCR mortgage (0.30) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $115,389.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(7,030) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,024 |
| Total Monthly Debt Service | $8,457 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
30.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97882, Umatilla, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,421 (100%) |
| Owner Occupied HU | 1,472 (60.8%) |
| Renter Occupied HU | 850 (35.1%) |
| Vacant Housing Units | 99 ( 4.1%) |
| Median Home Value | $250,439 |
| Average Home Value | $309,156 |
Housing Distribution
Address Breakdown
Residential
2,400
Single Family
2,399
Multi-Family
1
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
30.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97882, Umatilla, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,421 (100%) |
| Owner Occupied HU | 1,472 (60.8%) |
| Renter Occupied HU | 850 (35.1%) |
| Vacant Housing Units | 99 ( 4.1%) |
| Median Home Value | $250,439 |
| Average Home Value | $309,156 |
Housing Distribution
Address Breakdown
Residential
2,400
Single Family
2,399
Multi-Family
1
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendi Standley • Fathom Realty WA, LLC
Mls Name: PACMLS
Mls Provider:
Mls ID: #275375
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.