820 Piedmont Ave NE APT 4AtlantaGA30308
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 820 Piedmont Ave NE APT 4, Atlanta, GA, 30308 in Atlanta speaks for itself: 10.97% gross on a $409,900 price, generating $3,746/mo in rent and $737/mo in net income after the $1,843/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,840 stacks alongside $113,248 in projected five-year appreciation and $3,775/yr in principal reduction. Projected total cumulative return: $204,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 4.8% |
| Monthly Cash Flow | $737 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,746 |
| Total Monthly Debt Service | $2,847 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1917
958.32 sqft lot
$N/A/sqft
$515 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1917
958.32 sqft lot
$N/A/sqft
$515 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices