820 N Burns St #6PhiladelphiaPA19130
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 820 N Burns St #6, Philadelphia, PA, 19130 in Philadelphia. Priced at $390,000, it generates $4,085/mo in gross rent and $1,529/mo in net monthly cash flow, a 12.57% yield that comfortably supports the 2.33 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,350. Five-year appreciation: $107,750. Equity from principal paydown: $3,592/yr. Total projected cumulative return: $231,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 5.8% |
| Monthly Cash Flow | $1,529 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,085 |
| Total Monthly Debt Service | $2,653 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19130, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,828 (100%) |
| Owner Occupied HU | 6,253 (33.2%) |
| Renter Occupied HU | 11,027 (58.6%) |
| Vacant Housing Units | 1,548 ( 8.2%) |
| Median Home Value | $561,193 |
| Average Home Value | $603,498 |
Housing Distribution
Address Breakdown
Residential
17,428
Single Family
7,172
Multi-Family
10,256
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19130, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,828 (100%) |
| Owner Occupied HU | 6,253 (33.2%) |
| Renter Occupied HU | 11,027 (58.6%) |
| Vacant Housing Units | 1,548 ( 8.2%) |
| Median Home Value | $561,193 |
| Average Home Value | $603,498 |
Housing Distribution
Address Breakdown
Residential
17,428
Single Family
7,172
Multi-Family
10,256
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices