820 E Duane Ave #2SunnyvaleCA94085
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.81% gross rental yield, 820 E Duane Ave #2, Sunnyvale, CA, 94085 in Sunnyvale is priced for capital growth, not immediate cash flow. The $1,499,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $414,146 by year five, with $13,806/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.52) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $172,828.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 5.0% |
| Monthly Cash Flow | $(6,175) | $1,500 |
City averages based on Sunnyvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,511 |
| Total Monthly Debt Service | $9,090 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
N/A lot
$N/A/sqft
$413 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94085, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,931 (100%) |
| Owner Occupied HU | 3,705 (33.9%) |
| Renter Occupied HU | 6,128 (56.1%) |
| Vacant Housing Units | 1,098 (10.0%) |
| Median Home Value | $1,690,633 |
| Average Home Value | $1,637,556 |
Housing Distribution
Address Breakdown
Residential
10,456
Single Family
7,027
Multi-Family
3,429
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
N/A lot
$N/A/sqft
$413 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94085, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,931 (100%) |
| Owner Occupied HU | 3,705 (33.9%) |
| Renter Occupied HU | 6,128 (56.1%) |
| Vacant Housing Units | 1,098 (10.0%) |
| Median Home Value | $1,690,633 |
| Average Home Value | $1,637,556 |
Housing Distribution
Address Breakdown
Residential
10,456
Single Family
7,027
Multi-Family
3,429
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bali Liu • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81993142
Disclaimer: Based on information from the MLSListings MLS as of 2025-02-11 17:33:52 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.