820 Derby CrseSt CharlesIL60174
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in St Charles at 820 Derby Crse, St Charles, IL, 60174 offers $2,572/mo rent that, after a $1,777/mo payment, leaves $54/mo cash flow. Total monthly income is $2,572/mo, and annual cash flow is $646/yr on $120,335 cash. Return on cash invested measures 20.45% in year one, and rental yield stands at 8.5% at a $363,000 entry. Equity gained on principal adds $2,342/yr while 5% annual appreciation compounds into $100,290 by year five. Five-year ROI records 106.7% and total cumulative return in cash reaches $128,391. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,572/mo property income versus a $1,777/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Townhouse
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60174, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,039 (100%) |
| Owner Occupied HU | 9,143 (65.1%) |
| Renter Occupied HU | 4,174 (29.7%) |
| Vacant Housing Units | 722 ( 5.1%) |
| Median Home Value | $401,856 |
| Average Home Value | $449,093 |
Housing Distribution
Address Breakdown
Residential
13,500
Single Family
11,036
Multi-Family
2,464
Businesses
2,071
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Listed by: Alex Rullo, ABR • RE/MAX All Pro - St Charles
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12434899