82 Taylor RdCartersvilleVA23027
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 82 Taylor Rd, Cartersville, VA, 23027 in Cartersville at $150,000 earns $1,072/mo in rent and nets $175/mo after the $674/mo payment, a 8.57% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $41,442 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $1,382/yr in principal paydown, total projected return reaches $68,084.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $175 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,072 |
| Total Monthly Debt Service | $837 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23027, Cartersville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 520 (71.5%) |
| Renter Occupied HU | 140 (19.3%) |
| Vacant Housing Units | 67 ( 9.2%) |
| Median Home Value | $354,839 |
| Average Home Value | $475,856 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23027, Cartersville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 520 (71.5%) |
| Renter Occupied HU | 140 (19.3%) |
| Vacant Housing Units | 67 ( 9.2%) |
| Median Home Value | $354,839 |
| Average Home Value | $475,856 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Listed by: Lydia Fisher • Long & Foster - Farmville
Mls Name: South Central AOR VA
Mls Provider:
Mls ID: #57610
Disclaimer: Copyright of the South Central Association of Realtors. All rights reserved.Information is deemed reliable but not guaranteed.