82 Cook RdHazlehurstGA31539
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 82 Cook Rd, Hazlehurst, GA, 31539 in Hazlehurst is capital appreciation. Rental yield 5.04%. The 5.04% gross yield at $214,128 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $59,160 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.93) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $55,146.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 8.5% |
| Monthly Cash Flow | $(403) | $400 |
City averages based on Hazlehurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $900 |
| Total Monthly Debt Service | $1,218 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31539, Hazlehurst, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,135 (100%) |
| Owner Occupied HU | 3,699 (60.3%) |
| Renter Occupied HU | 1,710 (27.9%) |
| Vacant Housing Units | 726 (11.8%) |
| Median Home Value | $154,773 |
| Average Home Value | $216,427 |
Housing Distribution
Address Breakdown
Residential
5,640
Single Family
5,640
Multi-Family
0
Businesses
615
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31539, Hazlehurst, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,135 (100%) |
| Owner Occupied HU | 3,699 (60.3%) |
| Renter Occupied HU | 1,710 (27.9%) |
| Vacant Housing Units | 726 (11.8%) |
| Median Home Value | $154,773 |
| Average Home Value | $216,427 |
Housing Distribution
Address Breakdown
Residential
5,640
Single Family
5,640
Multi-Family
0
Businesses
615
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deborah Rowland • Rowland Realty LLC
Mls Name: Altamaha Basin BOR
Mls ID: #23498