8190 Bergen Peak TerraceBoynton BeachFL33473
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 8190 Bergen Peak Terrace, Boynton Beach, FL, 33473 in Boynton Beach. Priced at $765,000, it generates $7,295/mo in gross rent and $2,218/mo in net monthly cash flow, a 11.44% yield that comfortably supports the 2.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,618. Five-year appreciation: $211,355. Equity from principal paydown: $7,046/yr. Total projected cumulative return: $434,314.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.6% |
| Monthly Cash Flow | $2,218 | $400 |
City averages based on Boynton Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,295 |
| Total Monthly Debt Service | $4,772 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melinda Faye Bedran • Atlantic Florida Properties Inc
Mls Name: BeachesMLS
Mls ID: #RX-11119316