8186 Scrimshaw WaySacramentoCA95829
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8186 Scrimshaw Way, Sacramento, CA, 95829 in Sacramento speaks for itself: 11.25% gross on a $579,888 price, generating $5,435/mo in rent and $1,170/mo in net income after the $2,608/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,040 stacks alongside $160,212 in projected five-year appreciation and $5,341/yr in principal reduction. Projected total cumulative return: $298,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 4.8% |
| Monthly Cash Flow | $1,170 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,435 |
| Total Monthly Debt Service | $4,034 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
7,701 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95829, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,360 (100%) |
| Owner Occupied HU | 8,186 (79.0%) |
| Renter Occupied HU | 1,895 (18.3%) |
| Vacant Housing Units | 279 ( 2.7%) |
| Median Home Value | $621,096 |
| Average Home Value | $664,643 |
Housing Distribution
Address Breakdown
Residential
10,281
Single Family
9,739
Multi-Family
542
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
7,701 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95829, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,360 (100%) |
| Owner Occupied HU | 8,186 (79.0%) |
| Renter Occupied HU | 1,895 (18.3%) |
| Vacant Housing Units | 279 ( 2.7%) |
| Median Home Value | $621,096 |
| Average Home Value | $664,643 |
Housing Distribution
Address Breakdown
Residential
10,281
Single Family
9,739
Multi-Family
542
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices