818 West Main StreetAugustaWI54722
INVESTMENT ANALYSIS
Investment Verdict
Solid Income818 West Main Street, Augusta, WI, 54722 in Augusta earns a respectable 9.39% gross yield at $139,900, but after the $629/mo mortgage the net cash flow is $156/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.77) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $38,652 over five years, making equity the dominant return driver. Total projected return: $64,576.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $156 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,113 |
| Total Monthly Debt Service | $883 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54722, Augusta, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,750 (100%) |
| Owner Occupied HU | 1,170 (66.9%) |
| Renter Occupied HU | 351 (20.1%) |
| Vacant Housing Units | 229 (13.1%) |
| Median Home Value | $309,955 |
| Average Home Value | $363,823 |
Housing Distribution
Address Breakdown
Residential
1,496
Single Family
1,488
Multi-Family
8
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54722, Augusta, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,750 (100%) |
| Owner Occupied HU | 1,170 (66.9%) |
| Renter Occupied HU | 351 (20.1%) |
| Vacant Housing Units | 229 (13.1%) |
| Median Home Value | $309,955 |
| Average Home Value | $363,823 |
Housing Distribution
Address Breakdown
Residential
1,496
Single Family
1,488
Multi-Family
8
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacie Grahs • RE/MAX Affiliates
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1591558
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.