818 S Tehama StWillowsCA95988
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Willows rentals match the income profile of 818 S Tehama St, Willows, CA, 95988. Listed at $184,000, gross rent is $1,711/mo and net cash flow is $573/mo, a 11.16% yield well above national averages. DSCR 2.07 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $50,836 by year five with $1,695/yr in annual principal reduction, projecting $106,681 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $573 | $1,500 |
City averages based on Willows market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,711 |
| Total Monthly Debt Service | $1,065 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95988, Willows, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,639 (100%) |
| Owner Occupied HU | 1,842 (50.6%) |
| Renter Occupied HU | 1,471 (40.4%) |
| Vacant Housing Units | 326 ( 9.0%) |
| Median Home Value | $406,037 |
| Average Home Value | $498,278 |
Housing Distribution
Address Breakdown
Residential
3,400
Single Family
2,957
Multi-Family
443
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95988, Willows, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,639 (100%) |
| Owner Occupied HU | 1,842 (50.6%) |
| Renter Occupied HU | 1,471 (40.4%) |
| Vacant Housing Units | 326 ( 9.0%) |
| Median Home Value | $406,037 |
| Average Home Value | $498,278 |
Housing Distribution
Address Breakdown
Residential
3,400
Single Family
2,957
Multi-Family
443
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terri Jamison • Jamison Properties
Mls Name: CRMLS
Mls ID: #SN25181036