818 S High StTrentonTN38382
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 818 S High St, Trenton, TN, 38382 in Trenton is listed at $194,000 and delivers $1,474/mo in rent and $313/mo in net monthly cash flow. The 9.12% yield and 1.69 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $53,599 over five years, and $1,787/yr in principal reduction supplements cash return. Total projected cumulative return: $93,573.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $313 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,474 |
| Total Monthly Debt Service | $1,084 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices