818 Huron AVENUESheboyganWI53070



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 818 Huron AVENUE, Sheboygan, WI, 53070 in Sheboygan at $419,900 earns $2,878/mo in rent and nets $60/mo after the $1,888/mo payment, a 8.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $116,011 over five years. Ziffy Mortgage underwrites this on a 1.52 DSCR without U.S. credit history. With $3,867/yr in principal paydown, total projected return reaches $164,092.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $60 | $450 |
City averages based on Sheboygan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,878 |
| Total Monthly Debt Service | $2,651 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53070, Oostburg, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,162 (100%) |
| Owner Occupied HU | 1,568 (72.5%) |
| Renter Occupied HU | 344 (15.9%) |
| Vacant Housing Units | 250 (11.6%) |
| Median Home Value | $324,717 |
| Average Home Value | $374,239 |
Housing Distribution
Address Breakdown
Residential
2,035
Single Family
1,973
Multi-Family
62
Businesses
124



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1967
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53070, Oostburg, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,162 (100%) |
| Owner Occupied HU | 1,568 (72.5%) |
| Renter Occupied HU | 344 (15.9%) |
| Vacant Housing Units | 250 (11.6%) |
| Median Home Value | $324,717 |
| Average Home Value | $374,239 |
Housing Distribution
Address Breakdown
Residential
2,035
Single Family
1,973
Multi-Family
62
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











