8170 Mountain View Dr APT FPleasantonCA94588
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 8170 Mountain View Dr APT F, Pleasanton, CA, 94588 in Pleasanton at $424,900 earns $2,670/mo in rent and nets $42/mo after the $1,911/mo payment, a 7.54% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $117,392 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $3,913/yr in principal paydown, total projected return reaches $163,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.3% |
| Monthly Cash Flow | $42 | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,670 |
| Total Monthly Debt Service | $2,459 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Romar De Claro • Coldwell Banker Realty
Mls Name: Bay East AOR
Mls ID: #41117629