816 E Young AveCoeur D AleneID83814
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Coeur D Alene at 816 E Young Ave, Coeur D Alene, ID, 83814 projects strong ROI of 4.71%. Rental yield 1.84%. With 5% annual appreciation, the property builds $590,041 in value over five years. Equity growth combined delivers a projected five-year ROI of 37.36%, translating into $225,420 in total cumulative return on $603,322 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 5.1% |
| Monthly Cash Flow | $(9,018) | $1,850 |
City averages based on Coeur D Alene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,268 |
| Total Monthly Debt Service | $11,436 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chandler Johnson • Silvercreek Realty Group, LLC
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-6676
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.