816 9th St NSartellMN56377
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 816 9th St N, Sartell, MN, 56377 in Sartell speaks for itself: 11.9% gross on a $399,700 price, generating $3,965/mo in rent and $1,425/mo in net income after the $1,797/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,099 stacks alongside $110,430 in projected five-year appreciation and $3,681/yr in principal reduction. Projected total cumulative return: $243,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.2% |
| Monthly Cash Flow | $1,425 | $400 |
City averages based on Sartell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,965 |
| Total Monthly Debt Service | $2,381 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56377, Sartell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,633 (100%) |
| Owner Occupied HU | 5,291 (61.3%) |
| Renter Occupied HU | 3,129 (36.2%) |
| Vacant Housing Units | 213 ( 2.5%) |
| Median Home Value | $354,445 |
| Average Home Value | $419,182 |
Housing Distribution
Address Breakdown
Residential
8,464
Single Family
5,885
Multi-Family
2,579
Businesses
384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56377, Sartell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,633 (100%) |
| Owner Occupied HU | 5,291 (61.3%) |
| Renter Occupied HU | 3,129 (36.2%) |
| Vacant Housing Units | 213 ( 2.5%) |
| Median Home Value | $354,445 |
| Average Home Value | $419,182 |
Housing Distribution
Address Breakdown
Residential
8,464
Single Family
5,885
Multi-Family
2,579
Businesses
384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices