816 20th Rd NWChoteauMT59422



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Choteau at 816 20th Rd NW, Choteau, MT, 59422 offers a 5.08% rental yield on a $652,600 purchase with $2,761/mo rent. 18% in year one. Equity gained on principal adds $4,211/yr while 5% annual appreciation supports $180,301 over five years. Portfolio math shows five-year ROI at 71.62% and total cumulative return in cash at $153,782. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,761/mo property income against a $3,194/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2003
20.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59422, Choteau, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,452 (100%) |
| Owner Occupied HU | 827 (57.0%) |
| Renter Occupied HU | 345 (23.8%) |
| Vacant Housing Units | 280 (19.3%) |
| Median Home Value | $285,952 |
| Average Home Value | $373,328 |
Housing Distribution
Address Breakdown
Residential
346
Single Family
300
Multi-Family
46
Businesses
165
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