8152 Pine DrRYECO81069
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.47% yield at 8152 Pine Dr, RYE, CO, 81069 in RYE is solid, but the $1,214/mo payment compresses net cash flow to $106/mo at $270,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $74,596 by year five, and $2,487/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $108,821.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $106 | $200 |
City averages based on RYE market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,466 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81069, Rye, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,457 (100%) |
| Owner Occupied HU | 698 (47.9%) |
| Renter Occupied HU | 126 ( 8.6%) |
| Vacant Housing Units | 633 (43.4%) |
| Median Home Value | $427,230 |
| Average Home Value | $479,882 |
Housing Distribution
Address Breakdown
Residential
622
Single Family
619
Multi-Family
3
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81069, Rye, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,457 (100%) |
| Owner Occupied HU | 698 (47.9%) |
| Renter Occupied HU | 126 ( 8.6%) |
| Vacant Housing Units | 633 (43.4%) |
| Median Home Value | $427,230 |
| Average Home Value | $479,882 |
Housing Distribution
Address Breakdown
Residential
622
Single Family
619
Multi-Family
3
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices