8150 Spring DrYalahaFL34797
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 8150 Spring Dr, Yalaha, FL, 34797 in Yalaha hard to pass up. The 11.11% gross yield on a $414,900 purchase results in $3,840/mo in rent and $1,087/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.06). Annual cash flow of $13,040, five-year appreciation of $114,629, and $3,821/yr in equity build-up combine for a projected total cumulative return of $228,054.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.0% |
| Monthly Cash Flow | $1,087 | $250 |
City averages based on Yalaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,840 |
| Total Monthly Debt Service | $2,588 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
10,502 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34797, Yalaha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 703 (100%) |
| Owner Occupied HU | 569 (80.9%) |
| Renter Occupied HU | 52 ( 7.4%) |
| Vacant Housing Units | 82 (11.7%) |
| Median Home Value | $485,204 |
| Average Home Value | $504,460 |
Housing Distribution
Address Breakdown
Residential
645
Single Family
645
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
10,502 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34797, Yalaha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 703 (100%) |
| Owner Occupied HU | 569 (80.9%) |
| Renter Occupied HU | 52 ( 7.4%) |
| Vacant Housing Units | 82 (11.7%) |
| Median Home Value | $485,204 |
| Average Home Value | $504,460 |
Housing Distribution
Address Breakdown
Residential
645
Single Family
645
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices