815 Temple TerLos AngelesCA90042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow815 Temple Ter, Los Angeles, CA, 90042 in Los Angeles is a top-tier cash-flow asset. At $870,000 it produces $8,974/mo in rent and $2,928/mo in net monthly income, a 12.38% gross rental yield. The DSCR of 2.29 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $35,139. Five-year appreciation adds $240,365, driving a total cumulative return of $521,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 4.1% |
| Monthly Cash Flow | $2,928 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,974 |
| Total Monthly Debt Service | $5,699 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
8.84 Acres lot
$N/A/sqft
$480 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90042, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,870 (100%) |
| Owner Occupied HU | 8,797 (40.2%) |
| Renter Occupied HU | 12,031 (55.0%) |
| Vacant Housing Units | 1,042 ( 4.8%) |
| Median Home Value | $982,876 |
| Average Home Value | $1,056,298 |
Housing Distribution
Address Breakdown
Residential
20,890
Single Family
13,625
Multi-Family
7,265
Businesses
961
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
8.84 Acres lot
$N/A/sqft
$480 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90042, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,870 (100%) |
| Owner Occupied HU | 8,797 (40.2%) |
| Renter Occupied HU | 12,031 (55.0%) |
| Vacant Housing Units | 1,042 ( 4.8%) |
| Median Home Value | $982,876 |
| Average Home Value | $1,056,298 |
Housing Distribution
Address Breakdown
Residential
20,890
Single Family
13,625
Multi-Family
7,265
Businesses
961
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices