815 S Spaulding AveLos AngelesCA90036
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 815 S Spaulding Ave, Los Angeles, CA, 90036 in Los Angeles fits: $1,799,000, 5.2% gross yield, and a projected 5% annual appreciation rate adding $497,031 in value within five years. Rental yield 5.2%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.96) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $16,569/yr in principal paydown and $497,031 in appreciation project a total return of $467,313.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 4.1% |
| Monthly Cash Flow | $(3,339) | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,790 |
| Total Monthly Debt Service | $10,413 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
5,527 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90036, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,743 (100%) |
| Owner Occupied HU | 2,818 (13.0%) |
| Renter Occupied HU | 17,353 (79.8%) |
| Vacant Housing Units | 1,572 ( 7.2%) |
| Median Home Value | $1,872,886 |
| Average Home Value | $1,753,510 |
Housing Distribution
Address Breakdown
Residential
21,283
Single Family
7,846
Multi-Family
13,437
Businesses
1,858
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
5,527 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90036, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,743 (100%) |
| Owner Occupied HU | 2,818 (13.0%) |
| Renter Occupied HU | 17,353 (79.8%) |
| Vacant Housing Units | 1,572 ( 7.2%) |
| Median Home Value | $1,872,886 |
| Average Home Value | $1,753,510 |
Housing Distribution
Address Breakdown
Residential
21,283
Single Family
7,846
Multi-Family
13,437
Businesses
1,858
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marc 'Meir' Nemetsky • Power Brokers
Mls Name: CLAW
Mls ID: #25584159