815 Ainsworth StJesupIA50648
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 815 Ainsworth St, Jesup, IA, 50648 in Jesup is narrow, $138/mo net on $1,236/mo rent after the $760/mo debt service, but the property operates at break-even-plus, not a loss. At $169,000 with a 8.78% yield, the long-run equity case via 5% appreciation ($46,692 over five years) and $1,557/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $73,219.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $138 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,236 |
| Total Monthly Debt Service | $1,030 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50648, Jesup, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,697 (100%) |
| Owner Occupied HU | 1,313 (77.4%) |
| Renter Occupied HU | 256 (15.1%) |
| Vacant Housing Units | 128 ( 7.5%) |
| Median Home Value | $226,541 |
| Average Home Value | $260,499 |
Housing Distribution
Address Breakdown
Residential
1,470
Single Family
1,446
Multi-Family
24
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50648, Jesup, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,697 (100%) |
| Owner Occupied HU | 1,313 (77.4%) |
| Renter Occupied HU | 256 (15.1%) |
| Vacant Housing Units | 128 ( 7.5%) |
| Median Home Value | $226,541 |
| Average Home Value | $260,499 |
Housing Distribution
Address Breakdown
Residential
1,470
Single Family
1,446
Multi-Family
24
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices