815 Adell AveFilerID83328
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Filer rentals match the income profile of 815 Adell Ave, Filer, ID, 83328. Listed at $159,999, gross rent is $1,540/mo and net cash flow is $619/mo, a 11.55% yield well above national averages. DSCR 2.14 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $44,205 by year five with $1,474/yr in annual principal reduction, projecting $100,275 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.0% |
| Monthly Cash Flow | $619 | $500 |
City averages based on Filer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,540 |
| Total Monthly Debt Service | $857 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83328, Filer, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,626 (100%) |
| Owner Occupied HU | 1,984 (75.6%) |
| Renter Occupied HU | 512 (19.5%) |
| Vacant Housing Units | 130 ( 5.0%) |
| Median Home Value | $371,358 |
| Average Home Value | $433,015 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,204
Multi-Family
0
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83328, Filer, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,626 (100%) |
| Owner Occupied HU | 1,984 (75.6%) |
| Renter Occupied HU | 512 (19.5%) |
| Vacant Housing Units | 130 ( 5.0%) |
| Median Home Value | $371,358 |
| Average Home Value | $433,015 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,204
Multi-Family
0
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices