815 A J Irvin Rd #1TalmoGA30575
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 815 A J Irvin Rd #1, Talmo, GA, 30575 in Talmo deserves attention. This $169,000 property earns $2,334/mo in rent, a 16.57% gross yield, and nets $1,305/mo after the $760/mo payment. DSCR 3.07 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $46,692 compounds alongside $1,557/yr in yearly equity build, for a total cumulative return of $148,027.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 7.0% |
| Monthly Cash Flow | $1,305 | $300 |
City averages based on Talmo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,334 |
| Total Monthly Debt Service | $961 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30575, Talmo, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 667 (100%) |
| Owner Occupied HU | 402 (60.3%) |
| Renter Occupied HU | 186 (27.9%) |
| Vacant Housing Units | 79 (11.8%) |
| Median Home Value | $355,714 |
| Average Home Value | $456,872 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30575, Talmo, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 667 (100%) |
| Owner Occupied HU | 402 (60.3%) |
| Renter Occupied HU | 186 (27.9%) |
| Vacant Housing Units | 79 (11.8%) |
| Median Home Value | $355,714 |
| Average Home Value | $456,872 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Margo Barnes • Designer Realty, Inc.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7205791
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