8148 White Kite DrSacramentoCA95832
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 8148 White Kite Dr, Sacramento, CA, 95832 in Sacramento. Rental yield 6.77%. The 1.26 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $193,836 and $6,462/yr in principal reduction project total return of $233,876.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.8% |
| Monthly Cash Flow | $(508) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,960 |
| Total Monthly Debt Service | $4,189 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,508 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5,508 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Dow • KB HOME Sales-Northern Califor
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224152366
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.