814 Pear St, Reading, PA, 19601 | $277/mo Cash Flow

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814 Pear St, Reading, PA, 19601 | $277/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 814 Pear St, Reading, PA, 19601 offers a 9.52% rental yield on a $199,900 purchase with $1,586/mo rent. Total monthly income registers $1,586/mo, and a $978/mo payment leaves $277/mo available for distribution. Annual cash flow reaches $3,318/yr on $66,267 to close, and return on cash invested stands at 24.92% in year one. Equity gained on principal adds $1,290/yr while 5% annual appreciation supports $55,229 over five years. Portfolio math shows five-year ROI at 130.2% and total cumulative return in cash at $86,281. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,586/mo property income against a $978/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 1900

1,306 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 814 Pear St, Reading, PA Fully Renovated & Move-In Ready! Dont miss this beautifully updated 5-bedroom, 1-bathroom home in the heart of Reading City. Perfect for first-time buyers, growing families, or investors, this spacious property blends classic charm with modern updates throughout. Step inside to find brand-new flooring, fresh paint, updated lighting, and a bright, open layout. The kitchen has been completely remodeled with new cabinets, countertops, and fixtures offering both style and function. The full bathroom has also been fully renovated with modern finishes and a clean, contemporary look.Upstairs, youll find five generously sized bedrooms, providing flexibility for additional living space, home offices, or guest rooms. Conveniently located near schools, shopping, dining, and public transportation. Whether you're looking to occupy or add to your rental portfolio, this home is a ready for you! Schedule your private showing today!